What do you need to do if...

Three practical tips

  • If you’re short of money every month.
  • If you want to take control of your finances.
  • If you want to invest sustainably with the supplemental pension scheme.

I don’t have enough money every month. What should I do?

Do you have additional expenses because of higher energy bills, for instance? Or is there another reason why you’re short of money every month? If you take part in the supplemental pension scheme, you can reduce those monthly amounts. Contact AZL for this.

Or do you have extra money available? You could then consider paying off your mortgage so that your monthly outgoings are lower when you retire.

Does TNO Pension Fund have an advisor who can help me? I can’t get a grip on my finances anymore.

If you’re finding it difficult to take control of your finances, it’s best to contact the Social Personnel Pension Fund (SPF). Don’t let that first step hold you back. We can imagine that it’s not easy to ask for help but the great thing is that SPF can really help you. Feel free to contact them and ask about the possibilities.

Can I invest sustainably in my voluntary supplementary pension scheme?

Yes, if you take part in the TNO Pension Fund supplemental pension scheme, you can decide how you want to invest that capital at NN IP. The supplemental and net pension scheme offers different investment concepts. For example, if you want your investment portfolio to be managed by experts, opt for the LifeCycle Mixes. The other option is that you compile your investment portfolio yourself. Of course, you can then opt for sustainable investment funds at NN IP. Another option with the supplemental pension scheme is that you don’t invest, but save.

Tip for other readers?