You may retire from a maximum of 10 years before your state pension age. You can find out what your state pension age is on the SVB website. We have also listed a number of practical points on our website. In addition, you will receive information about your pension and a list of choices you can make at a number of times prior to your pension. This will enable you to make thorough preparations and give consideration to what is appealing to you.

Yes, you receive a comprehensive letter from us a few months before the retirement age of your choice or the date on which you reach your state pension age. The letter contains a great deal of information and a calculation of your pension. We also request you to confirm specific choices and send us some details. Read everything thoroughly and contact AZL if you have any questions. Do so in good time, so that we can begin to pay your pension benefits.

Yes, your annual pension statement gives you an insight into your current and future pension situation and information about your partner's pension, where relevant. You will be receiving your pension statement in the near future. Please take the time to read it thoroughly. It is important that the details on your statement are correct and that you take it into account in your financial planning. Do you have any questions? If so, call or e-mail AZL. They will be pleased to help you.